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Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California site and governs data collection and usage. By using the Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California site, you consent to the data practices described in this statement.

Collection of your Personal Information

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California collects personally identifiable information, such as your email address, name, home or work address or telephone number. Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California public message boards, this information may be collected and used by others. Note: Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California does not read any of your private online communications.

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California encourages you to review the privacy statements of Web sites you choose to link to from Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California so that you can understand how those Web sites collect, use and share your information. Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California is not responsible for the privacy statements or other content on Web sites outside of the Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California and Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California family of Web sites.

Use of your Personal Information

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California collects and uses your personal information to operate the Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California Web site and deliver the services you have requested. Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California also uses your personally identifiable information to inform you of other products or services available from Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California and its affiliates. Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California does not sell, rent or lease its customer lists to third parties. Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California, and they are required to maintain the confidentiality of your information.

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California keeps track of the Web sites and pages our customers visit within Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California, in order to determine what Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California services are the most popular. This data is used to deliver customized content and advertising within Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California to customers whose behavior indicates that they are interested in a particular subject area.

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California or the site; (b) protect and defend the rights or property of Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California; and, (c) act under exigent circumstances to protect the personal safety of users of Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California, or the public.

Use of Cookies

The Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California pages, or register with Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California site or services, a cookie helps Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California Web site, the information you previously provided can be retrieved, so you can easily use the Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California services or Web sites you visit.

Security of your Personal Information

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California secures your personal information from unauthorized access, use or disclosure. Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California will occasionally update this Statement of Privacy to reflect company and customer feedback. Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California encourages you to periodically review this Statement to be informed of how Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California is protecting your information.

Contact Information

Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California welcomes your comments regarding this Statement of Privacy. If you believe that Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California has not adhered to this Statement, please contact Osborne & Associates, Inc. - A diversified, full-service employee benefit consulting organization located in Modesto, California at maya2@mayaco.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.